Refund & Cancellation Policy
Effective Date: January 2026
This policy outlines conditions for cancellations and refunds for services provided by MSC Services and affiliated brands.
1. General Refund Policy
Refund eligibility is evaluated case-by-case and depends on:
- The type of service
- The status of the request or transaction
- Third-party provider terms and policies
- Verification and compliance requirements
2. Refund Processing Time
Refund timeframes vary based on circumstances:
Standard Processing: 3 days to 6 months
Timeframes may be extended due to provider delays, compliance requirements, investigations, or banking network processing times.
3. Service Fees
In some cases, service fees may be non-refundable. This includes:
- Administrative or processing fees
- Third-party fees already incurred
- Fees for services partially rendered
- Currency conversion costs
4. Partial Refunds
Where a full refund is not applicable, MSC Services may offer:
- Partial monetary refund based on service usage
- Proportional refund after deducting applicable fees
- Credit adjustment for future services
5. Voucher Credits
In certain cases, refunds may be issued as vouchers or service credits instead of monetary refunds. Voucher credits:
- May have expiration dates
- Are non-transferable unless specified
- Can be applied to future MSC Services transactions
6. Mobility Services (Yala Ride)
For ride-hailing and mobility services:
- Cancellations before driver assignment: typically fully refundable
- Cancellations after driver assignment: may incur cancellation fee
- No-shows: generally non-refundable
- Driver cancellations: full refund or rebooking offered
7. Travel Services
For travel and booking-related services:
- Cancellation policies vary by supplier/provider
- Advance cancellation may qualify for partial or full refund
- Last-minute cancellations: subject to supplier terms
- Non-refundable bookings: clearly marked at checkout
8. Financial Services
For financial service coordination:
- Refunds subject to compliance and verification review
- Processing fees may be non-refundable
- Exchange rate differences applied at time of refund
- Investigations may delay refund processing
9. How to Request a Refund
To request a refund:
- Contact our support team with your transaction reference
- Provide reason for refund request
- Submit any required documentation
- Allow time for case review and processing
10. Contact Information
Email: msc@mscfinancialapp.com
Phone: +1 (308) 300-7958
